DWC Consultancy Ltd, a company incorporated in Northern Ireland under company number 05525926 having its registered office at19 Old Hall Gardens, Brooke, Norwich, Norfolk, NR15 1JZ (we, us or our) use cookies and similar tools to improve performance and enhance your user experience whilst using our site, (the Site). This policy explains how. By continuing to use the Site, you agree to our use of cookies.

What are cookies?

Cookies are text files which a website may put on your computer or other device when you first visit a site or page. The cookie will help the website, or another website, to recognise your device the next time you visit. Web beacons or similar files can also do the same thing. The term “cookies” is used in this policy to refer to all files that collect information in this way.

Cookies serve many functions. For example, they can help analyse how well the website is performing, to remember your username and preferences, or even allow recommendations to be made regarding content we believe will be most relevant to you.

Personal information can contain certain personal information – for example, if you click to “remember me” when logging in, a cookie will store your username. Most cookies won’t collect information that identifies you, and will instead collect more general information such as how users arrive at and use the website, or a user’s general location.

What sort of cookies does the site use?

Generally, we use cookies to perform up to four different functions:

1. Essential cookies
Some cookies are essential for the operation of the Site. For example, some cookies allow Us to identify registered users and ensure they can access their ‘registered users only’ pages. If a registered user opts to disable these cookies, the user will not be able to access all of the content that registration entitles them to.

2. Functionality Cookies
Functionality cookies allow us to remember your preferences. For example, cookies save you the trouble of typing in your username every time you access the Site, and recall your saved searches and details you have entered into the calculations or other interactive features on our Site you have added to your favourites.

3. Performance Cookies
Other cookies analyse how visitors use the Site and to monitor website performance. We can therefore try to provide a high-quality experience by customising our offering and quickly identifying and fixing any issues that arise. For example, performance cookies keep track of which pages are very popular, which method of linking between pages is best, and can be used to determine why some pages are receiving error messages. We might also use these cookies to highlight articles or site services that we think will be of interest to you based on your usage of the Site.

4. Behaviourally Targeted Advertising Cookies
The Site and our advertisers use cookies to serve you with advertisements that we believe are relevant to you and your interests. For example, if you read a number of articles on mortgages on the website or on other sites, a bank might infer you are interested in this topic and serve you with our mortgage advertisements. You might see these advertisements on the website and on other sites that you visit. However, we do not tell our advertisers who you are.

Does anyone else use cookies on the site?

Advertisers sometimes use their own cookies to provide you with targeted advertising. For example, advertisers may use a profile they have built on websites that you have previously visited to present you with more relevant advertisements during your visit to the Site. We believe that it is useful to our users to see advertisements that are more relevant to their interests.

We also use or allows third parties to serve cookies that fall into the four categories above. For example, like many companies, we use Google Analytics to help monitor the website traffic. Our Privacy Policy describes how we may collect data in further detail. We may also use third party cookies to help with market research, revenue tracking, improving Site functionality and monitoring compliance with Our terms and conditions and copyright policy.

Can a user block cookies?

As explained above, cookies help you to get the most out of the Site.

The first time you accessed the website after 26 May 2012, you should have seen an overlay which explained that by continuing to access the Site, you are consenting to the use of cookies by us.

However, if you do wish to disable Our cookies then please follow the instructions on “How to Manage Cookies” page.

Please remember that if you do choose to disable cookies, you may find that certain sections of the Site do not work properly.

Do we track whether users open our emails?

Emails from us may contain a single, campaign-unique “web beacon pixel” to help us determine whether our emails are viewed and verify any clicks through to links or advertisements within the email.

This information may be used for purposes including determining which emails are more interesting to users, to query whether users who do not view emails wish to continue receiving them and to inform our advertisers in aggregate how many users have clicked on their advertisements. The pixel will be deleted when you delete the email. If you do not wish the pixel to be downloaded to your device, you should select to receive emails from us in plain text rather than HTML.

Updates to this policy

If we make any material update to this Cookies Policy, we will notify you. Otherwise you should check this policy whenever you use our Site to ensure you are happy with its content at that time, as it will be binding upon you without further notice.

This policy was last updated on 25 May 2018.

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Company Details

DWC Consultancy Ltd is registered in England with Companies House, Company Registration No. 05525926, Registered Address: 19 Old Hall Gardens, Brooke, Norwich, Norfolk, NR15 1JZ

DWC Consultancy Ltd is an appointed representative of Primis Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority.
In general, Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Commercial mortgages, Conveyancing & Bridging loans are referred to a 3rd party. DWC Consultancy Ltd and PRIMIS are not responsible for any advice received from the 3rd party.
Our typical broker fee is £395 however it could be as much as 2% of the loan amount, payable on receipt of mortgage offer, the precise amount will depend on your circumstances.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.